The New Jersey Supreme Court’s 2016 decision in Cypress Point Condo Assn. v. Adria Towers LLC sent waves through the construction community:  distinguishing Weedo v. Ston-E-Brick, and looking to ISO drafting history, the court found subcontracted faulty work qualified as “property damage,” caused by an “occurrence,” under general contractors’ CGL policies. The effects were immediate. Although pre-2016 authority had been sharply divided, many states began to fall in line and find coverage in these circumstances. But some insurers have recently stemmed this tide: arguing that Adria is itself distinguishable and should not apply outside New Jersey. This presentation examines those arguments, lays out relevant exclusions, and surveys authority on all sides of the current, revitalized debate.